Registered Users of ATMIA's Cognito crime data management system and fraud reference library can enjoy the following recent enchancements:

• A new multiple search capability allowing users  to analyse ATM crime data from the 4,400 + crimes recorded on the system -  this functionality allows users to break down ATM crimes into types of  crime and Modus operandi and work out what % of these crimes occur at  certain types of ATM location
• A new crime data entry category  has been  added - that of "Cash fill model" (whether Merchant Fill, CiT  Fill or-Bank Branch Fill) - to enable us to monitor the % of attacks relative to each cash fill model.
• There is new material and data on US and UK fraud  and on Fraud Governance, all located in the Fraud Reference library
• A new crime category has been added to the  Gallery of Solutions called Insider Fraud, containing suggested best  practices for preventing Insider Fraud - it has been shown that the  two of the largest sources of fraud today are organised crime and  managers, revealing how widespread insider fraud has become!
• Cognito has merged its Crime Type and Modus  Operandi into one category (with sub-categories) to simplify and  streamline both entry and analysis of ATM crime data on the system: see scheme below   

Crime category & modus operandi

Click on most appropriate crime category and/or modus operandi sub-category.

Global Crime Categories

1. ATM Fraud via Card and/or PIN Compromise

Card Skimming
- Shoulder  surf and card skim 
- PIN copy through hidden camera or other device AND card skim
- ATM overlay
- False card reader or false keypad
- Dummy ATM
- Hand-held device during distraction

Card Theft
- Card theft AND PIN copy through hidden camera or other device
- Card theft AND Shoulder surfing
- Card trapping

• Lebanese Loop
• Builders Tape Loop
  
• Algerian V
  
• Romanian Loop
  
• Other
  

- Card theft through distraction/[pickpocketing

Counterfeit Card used at ATM
- Fraudulent cash withdrawal
- Double transaction fraud

2. Stolen or robbed ATM Cash (excluding  theft of entire ATM)

ATM Burglary
- Use of  gas, explosives, blow torches, etc
- Use of angle grinder or similar devices 

Robbery at or near ATM
- Forced ATM withdrawals (as part of a sequence of multiple crimes)
- Robbery or mugging of ATM customer
- Robbery of ATM servicer or cash carrier

"Insider" theft of ATM cash by merchant, cash carrier, etc

3. Ram raids/theft of entire ATM

- Use of heavy duty vehicle such as JCB
- Use of 4 X 4 or similar vehicle
- Other

4. ATM Vandalism

5. ATM System Cyber Attack

- Trojans
- Viruses
- Spyware
- other

6. ATM Communications attack

- Wire tapping device
- Wireless interception
- other 

7. "Legitimate cardholder" crimes

- Transaction reversal fraud
- Double transaction fraud

8. POS crime

- Skimming at illegally modified POS device
- Hand-held skimmer used near POS
- Shoulder surf and card skim at POS
- Shoulder surf and card theft at POS
- Use of counterfeit card at POS device

9. Other    

"We will continuously review the effectiveness of Cognito as a crime analysis tool until all our Users feel they can easily use and derive increasing value from the system," commented Mike Lee, CEO of ATMIA.