In January 2020, support for Windows 7 ended and so must be replaced by Windows 10. As the ATM industry knows all too well from the last upgrade cycle back in 2014, upgrading an ATM network is expensive and complex. Crucially, each upgrade is only a stopgap until the next one comes along.  Now, with no end to future releases of ATM operating systems in sight, painful updates are looking likely to be more frequent than ever before. But there is an answer: Kalignite Hypervisor. Join KAL to discover how banks can gain freedom at last from enforced, costly and disruptive ATM hardware upgrades.

Changes in consumer payment preferences and in the retail industry are having an impact in the retail payment mix across a number of countries. These are resulting in changes in cash usage and demand and are, as a consequence and in some countries, leading to lower ATM utilization and availability as the ATM channel is the main access-to-cash touchpoint. The presentation examines the global trends, the response of merchants and regulators and the implications and options for ATM Deployers within the context of utilization and channel profitability compression.Changes in consumer payment preferences and in the retail industry are having an impact in the retail payment mix across a number of countries. These are resulting in changes in cash usage and demand and are, as a consequence and in some countries, leading to lower ATM utilization and availability as the ATM channel is the main access-to-cash touchpoint. The presentation examines the global trends, the response of merchants and regulators and the implications and options for ATM Deployers within the context of utilization and channel profitability compression.