NYCE Payments Network, LLC

NYCE Payments Network is a wholly owned subsidiary of FIS Global, a global leader in payments.

NYCE creates lasting value and success for ATM deployers, through services and support designed to help you reduce operating costs and expand your revenue-generating opportunities.

As an influencer in major industry groups where NYCE participates, we represent our clients’ interests and shape the future of payments.

NYCE Payments Network, LLC, an FIS™ company, helps its clients grow with innovative new products and strategic alliances that enable them to capitalize on the efficiency, consumer convenience and security of electronic real-time payments. The NYCE Network provides consumers with secure, real-time access to their money, offering hundreds of thousands of ATM locations and millions of point-of-sale locations nationwide. The NYCE On-Demand product offers cardholders a convenient way to pay bills online, receive loan proceeds, and transfer funds, all in real-time; NYCE also offers innovative Internet purchase, mobile banking and mobile payments services. Headquartered in Secaucus, N.J., NYCE Payments Network, LLC, ( is a wholly owned subsidiary of FIS (NYSE:FIS).

NYCE Payments Network, LLC

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Products & Services

What we do:

  • Whether it’s through the U.S. or on a global scale, NYCE provides superior economic value and trusted debit payment services
  • Pay less interchange when your cardholders go outside of your ATM footprint and withdraw cash at NYCE ATMs
  • Pay less in switch fees when other NYCE cardholders withdraw cash at your ATMs
  • An innovator of payment solutions from mobile wallets purchases, Cardless Cash, faster payments and support for tokenization


Cardless Cash

  • Withdraw cash from an ATM using only your smartphone – no need for a physical card or a PIN.  Convenient, fast and secure
  • Enablement in progress with our key partners Cardtronics and PAI

SUM Surcharge Free Program

  • Thousands of Surcharge Free ATMS across the U.S. and Puerto Rico
  • Providing Surcharge Free ATM access for over 30 years

Shared Deposit ATMs

Enroll in this no-cost program to enable your cardholders to make deposits at thousands of NYCE ATMs, and to earn additional interchange from NYCE cardholders making deposits at your ATMs.

Gateway Services

If you need access to another surcharge-free network, use NYCE's Gateway Service to take advantage of a single online interface and single point settlement.

Benefits of NYCE Participation

  • Industry leading approval rates with a continuing focus on helping issuers improve their approval rates, meaning greater revenue for ATM deployers and improved customer satisfaction.  This results in cardholders returning to your ATMs again and again
  • Competitive interchange rates, on both domestic and international transactions
  • Complimentary marketing support materials, including free decals for your ATM

NYCE ‘Firsts’ in Payments

  • Introduced PINless POS, speeding up payment for consumers at retail locations (First domestic network)
  • Brought clients live with Apple Pay (First domestic network)
  • Pioneered Cardless Cash, which enables consumers to pre-order cash withdrawals on their mobile device and retrieve the cash at participating ATMs using mobile authentication in place of a PIN and card
  • Launched PayNet, the Faster Payments Network that supports P2P solutions such as FIS People Pay and Early Warning’s Zelle®

Global Sponsor - Mastercard
Global Sponsor - Diebold Nixdorf
Global Sponsor - FIS
Global Sponsor - KAL
Global Sponsor - Cardtronics
Global Sponsor - Euronet Worldwide
Global Sponsor - Prosegur
Global Sponsor - Payment Alliance International, Inc.
Global Sponsor - NCR
Global Sponsor - TMD Security
Global Sponsor - DPL
Global Sponsor - Auriga
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