For ATM deployers, EMV migration will bring opportunities for new technology such as cardless transactions at the ATM. This white paper explores future technology considerations IADs should be thinking about offering in the new EMV-based payments society. It includes a review of how cardless technology works, the difference between EMV-based cardless transactions and contactless transactions which use NFC, the mobile ATM solutions on the market today, and how leading financial instructions and IADs are approaching cardless-accepting ATMs in other parts of the world.