White Papers

Strategic Options for Traditional FIs Facing the Rise of Mobile Payments in the Apps Economy

Author(s): ATM Industry Association
Published By: ATM Industry Association
Publication date: August 29, 2013

This white paper outlines the strategic options for traditional FIs facing the rise of mobile payments in the evolving Apps-based economy.The white paper presents various strategic options for FIs facing potentially “disruptive” competition from non-bank players.

In today’s digital economy, mobile technology and a range of innovative Apps have spurred on a phenomenal growth of m-payment and m-commerce. Amidst the hype about m-payments and its deflated interest owing to a lack of standard for implementation, regulation and inherent fraud risk, it remains true that traditional FIs have to evaluate and embrace the right e-service delivery model aligned to their strategic intent in a bid to best position themselves to offer secure, sensible and scalable m-payment services to their clientele.

ATMIA’s white paper offers an industry perspective on responding to this new financial services environment.

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