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A New Norm Emerges in the Fragmented Payments Landscape (White Paper)
Friday, September 15, 2017
Payment behavior in the United States continues to evolve rapidly as consumers encounter a growing array of ways to make payments – from cash and cards to digital and mobile pay technologies. And while some forms gain in popularity and others pull- back a bit, a “new normal” is emerging for consumers seeking convenience in today’s fragmented payments landscape.
Download the full White Paper from Cardtronics (PDF)
Additional Resources from ATM Industry Association
- 5/22/2026 - Stronger Together Connecting a Global Community to Advance the Future of Payments and Financial Access

- 5/13/2026 - The Role of Cash in Times of Crisis: Implications for the Payments Ecosystem

- 3/5/2025 - PAYMENT CHOICE: WHY IT IS IMPORTANT TO GIVE THE CHOICE TO THE CONSUMER
- Show All ATM Industry Association White Papers
- 6/1/2026 - ATMIA: The Best of May
- 5/27/2026 - 2026 Diary of Consumer Payment Choice
- 5/27/2026 - 52% of Americans Say Cash is King
- 5/27/2026 - Consumers cling to cash
- 5/27/2026 - Protecting Payment Choice for All Americans
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