CheckAlt
CheckAlt is a leading provider of ATM Deposit Capture technology, helping financial institutions, networks, and managed service providers modernize deposit processing and reduce operational costs. With nationwide item processing capabilities and proven integrations across ATM fleets, CheckAlt’s platform securely captures, transmits, and clears deposited checks and items in real time. Partnering with banks, fintechs, and service organizations, CheckAlt enables faster funds availability, improved accuracy, and greater efficiency across ATM networks.
What Sets ATM Capture Apart
- Real-Time Imaging: Capture and validate deposits instantly with real-time visibility across your entire ATM network.
- Heartbeat Monitoring: Get notified in real time if an ATM stops processing transactions, allowing you to address issues before customers are impacted.
- Remote Installation: Deploy and update software remotely, eliminating the need for on-site technicians.
- Platform Agnostic: Integrate seamlessly with all major ATM models, drivers, and core systems, including Diebold, NCR, Hyosung, and more.
- Customer Support: Rely on a dedicated relationship manager to provide ongoing support after implementation.

ATM Capture
Digitize check deposits directly at the ATM with CheckAlt’s ATM Capture solution. Delivering real-time image capture, validation, and data transmission, ATM Capture eliminates manual back-office work and delays in funds availability. Financial institutions and ATM providers gain faster deposits, stronger fraud protection, and reduced operational overhead—with full visibility and control across ATM networks.
Integrated Receivables Solutions
For more than 15 years, CheckAlt has helped financial institutions, fintechs, and businesses across industries simplify and modernize how they manage payments. We bridge the gap between paper and digital with a secure, integrated receivables platform that makes payment management simpler and more efficient.

Lockbox
Simplify receivables with CheckAlt’s Lockbox solution. Our nationwide network digitizes check payments for next-day clearing, easier reconciliation, and fewer operational hassles—so your organization can move faster, with greater financial control.

Electronic Lockbox
Keep online banking bill pay payments fully digital from initiation to deposit with CheckAlt’s Electronic Lockbox solution. By enrolling businesses directly in biller networks and processing payments electronically, Electronic Lockbox keeps online banking bill pay transactions fully digital—accelerating payment delivery, reducing fraud risk, and streamlining receivables.

Remote Lockbox
Bring lockbox processing on site with FinCapture Desktop, CheckAlt’s remote lockbox solution. Digitize checks and remittances for same-day capture, eliminate mailing and courier delays, and benefit from built-in fraud protection and real-time exception handling—no software to install, no IT complexity.

Remote Deposit Capture
Streamline mobile check deposits with CheckAlt’s FinCapture Remote Deposit Capture API, a secure, flexible solution built to embed easily into your mobile app. Enable businesses to capture and deposit checks from anywhere, in real time—improving cash flow, enhancing security, and reducing manual processing.

Online Payments
Simplify digital payments with CheckAlt’s Online Payments solution—a secure, all-in-one platform that enables financial institutions and businesses to accept ACH, debit, and credit card transactions seamlessly. Boost efficiency, reduce payment risk, and enhance customer satisfaction through one integrated system.

Online Loan Payments
Make loan payments easier and more efficient with LoanPay—a digital loan payment platform that lets borrowers pay online anytime, anywhere. No checks, no branches. Automatic workflows cut administrative overhead, flexible payment options boost on-time payments, and white-labeling keeps your brand front and center.
Customer Testimonials
“The key differentiator in CheckAlt’s service has been superior customer support, providing us with immediate assistance from their dedicated staff whenever needed. This level of support, combined with technical expertise and flexibility, has made CheckAlt an invaluable parter in our ATM operations.”
“All of our ATMs are now image-enabled and on CheckAlt! Everything went smoothly and seamlessly. We appreciate all of CheckAlt’s support through the project!”
“We chose CheckAlt because they are a top-tier provider of payment and collection solutions. Their expertise and commitment to excellence translate into a consistently positive experience for our bank's Treasury Management clients.”



































