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White Papers
White Papers

Cash in the digital age: How utility ATM networks sustain financial access worldwide

Published By: NCR Atleos
Publication date: October 8, 2025

This thought leadership whitepaper explains the role of utility ATM networks in maintaining cash access as digital banking grows. It defines what these networks are, why they matter, and how they help financial institutions, fintechs and consumers worldwide.

You will find fact-based insights on reducing costs, expanding reach, and supporting financial inclusion. The report includes global examples from the United States, the United Kingdom, South Africa, and other markets.

Use this paper as a roadmap for conversations with customers who want to strengthen their ATM strategy and deliver reliable cash access in a changing financial landscape.

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