Implementing EMV®at the ATM: Requirements and Recommendations for the U.S. ATM Community v2.0

This document provides guidance to ATM providers, acquirers, processors, and vendors who are preparing to implement EMV at the ATM in the United States. It includes information about which functions must be implemented to provide EMV compliance at the ATM, as well as recommended planning activities for EMV implementation. Technical details about an EMV transaction are also included. This is version 2.0 of the paper, published on June 19, 2015. The primary change to version 2.0 of the White Paper is the inclusion of an appendix, which adds guidance on the use of the U.S. Common Debit AID in various ATM transaction scenarios.