NCR Atleos

How ATMs are helping to narrow ‘the gender gap’

The gender gap in financial services is narrowing. This year, it narrowed faster than in other recent years.

Around the world, access to financial services, education, healthcare and political standing is becoming more available to women. For many, this means increased control over their own lives and the lives of their children. But access for women that is equal to that of men remains a distant goal.

A history of ATM innovation

Now that access to our finances is only a click away, it’s hard to imagine a time without smartphones, digital banking and ATMs when people had to wait in line at the bank to check their account balance or complete a transaction. That was the reality of the 1960s.

The power of cash in times of crisis

Some kinds of disasters come with advance warnings. Hurricanes and typhoons can be tracked and predicted, giving the public—and financial institutions—time to make emergency preparations for the safety of people and property.

Why ‘circular' ATM design means lower costs, less waste

Circularity, the modern industrial version of ‘reduce/recycle/reuse’, is gaining traction around the world in many industries, including the automotive, electronics, chemicals, packaging and fashion/textiles industries. But other large industries still lag behind.

Why ‘smart branches’ are better than ‘cashless branches’

Branches that are succeeding with digital transformation aren’t getting rid of cash. Cash is here to stay because people want it for a host of uses. Instead, branches are moving cash withdrawals and other simple transactions to ATMs so staff can focus on higher-level services for customers and members.

Going above and beyond: The evolution of ATM personalization

For years, the concept of ATM personalization has been largely confined to a handful of basic preferences: language selection, quick cash withdrawals, favorite transactions and receipt options. While these functionalities have undoubtedly enhanced user convenience, they represent only the tip of the iceberg in the rapidly evolving landscape of self-service financial access.

How ITMs are creating a new playbook for self-service banking

For most financial institutions, the costs of maintaining and operating a physical branch are quite high. Those expenses include the employees, infrastructure, and resources it takes to just keep the lights on every day. Consequently, this means banks must prioritize high-value transactions such as applying for a loan or mortgage, financial planning, and more.

Improving access to cash in a natural disaster

Some consumers like to have a few bucks in their pockets, others prefer to go all digital. But a natural disaster is the great equalizer. When a hurricane, flood, forest fire or other weather-related catastrophe strikes, digital payment tools that depend on electricity and connectivity might not be available.

How to leverage your supply chain to meet your sustainability goals

The climate crisis is a far-reaching global turning point that financial institutions cannot ignore. Rising temperatures, extreme weather events and sea-level rise pose significant risks to the planet’s financial stability and long-term economic prosperity. Other risks that directly threaten FIs include asset stranding, increased insurance costs, regulatory risks and reputational risks.

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