KAL ATM Software - ATM Industry Association Showroom

KAL ATM Software

KAL is a world-leading ATM software company specializing in solutions for bank ATMs, self service kiosks and bank branch networks.

Our multivendor Kalignite Software Suite enables ATM hardware, software and services sourced from multiple vendors to work together perfectly so banks regain control of their ATM networks thereby reducing costs, increasing functionality and improving customer service.

KAL ATM Software is the preferred ATM software and ATM management solution for many of the world’s leading banks including Citibank, UniCredit, HSBC and ING. KAL software is installed on over 300,000 ATMs from over 40 manufacturers in more than 80 countries.

For more information about KAL, please visit www.kal.com


KAL ATM Software

Global HQ
Munich, Germany
244 Leopoldstrasse, 80807
+49 89 2019 0155

Edinburgh, UK
5 Logie Mill, EH7 4HG
+44 131 659 4900

Website: www.kal.com

Customer Enquiries : [email protected]

Twitter: kalATMsoftware

Follow us on:
Twitter LogoFacebook LogoLinkedIn Logo

Products & Services

Kalignite Advanced ATM Application (K3A) is a Next Generation ATM application that works for banks of all sizes and runs on ATMs from over 40 manufacturers. It includes all of the ATM functionality required by the most advanced banks today, supporting a full set of traditional and advanced ATM transactions, recycling, 1-to-1 marketing, cardless and contactless transactions, the latest user interface technologies and many other features.

Visit the KAL site to find out more about the benefits of using K3A.


The Kalignite NDC application is a “drop-in” solution that upgrades any NDC network to the newest generation of multivendor ATM technology. Kalignite NDC is uniquely multivendor compliant and provides a "full emulation" of the NDC specification making it backward compatible with all NDC-based ATM networks. It provides added features, transactions and services for customers while retaining the existing NDC infrastructure.

Visit the KAL site to find out more about our ATM applications.


Kalignite Terminal Controller (KTC) is a complete and fully integrated ATM management system that gives banks a single, consolidated view of their entire ATM network. It provides a direct, secure connection from each ATM, giving banks immediate, real-time access to information needed to effectively manage and monitor their ATMs. KTC provides monitoring, software distribution, remote diagnostics, asset management, marketing campaign management, trouble ticketing and all of the other features needed to deliver high availability at the lowest operational cost.

Visit the KAL site to find out more about the benefits of using KTC.


Kalignite Terminal Host (KTH) is KAL’s fully-integrated acquiring host system for banks with ATMs, kiosks and POS devices. It supports the authenticating, routing, switching, authorizing and acquiring of bank transactions with advanced security. As a robust and future-ready alternative to conventional host systems, KTH accommodates traditional and innovative services seamlessly. Banks can leverage configurable pre-built components and the KTH Design Studio (included) to develop new functionality with ease. At a business level, KTH delivers cost reductions along with a superior transaction set. It also increases banks’ abilities to differentiate in the market and enhance the customer experience.

Visit the KAL site to find out more about the benefits of using KTH.

Kalignite Platform

Kalignite Platform is the foundation for all Kalignite applications. The Kalignite Platform is the software layer that makes applications truly hardware-agnostic. It is built on the XFS standard and supports hundreds of ATM models from over 40 manufacturers. The Kalignite Platform offers everything needed for the development of functionally-rich, robust multivendor applications for ATMs and all types of self-service systems.

Visit the KAL site to find out more about the benefits of using Kalignite Platform.


KAL’s Software-on-Standby (SoS) is a strategic ATM Software ‘insurance’ plan for banks that do not yet use our world-class resources. It involves running Kalignite software in production on a small number of ATMs. This standby software will support full or partial ATM functionality based on the bank's contingency requirements. While running, it will remain available for immediate, network-wide rollout at any time using KAL’s KTC “remote-reimage” technology. This offering provides a business-continuity concept that has not been available in the past.

Visit the KAL site to learn more about the benefits of SoS.

Kalignite Hypervisor

Kalignite Hypervisor is KAL's answer for Windows 10 migration without the need for hardware upgrades using OS-virtualization technology. It uses a Linux hypervisor to host the Windows 10 operating system ‒ which means that ATMs do not necessarily have to have the processor / CPU upgraded in order to support Windows 10. The Kalignite Hypervisor includes full support from KAL and our partner Red Hat, enabling banks to escape from the endless cycle of upgrades caused by the end-of-life for Windows 7 and future versions of Windows.

Visit the KAL site to find out more about the benefits of using Hypervisor.

Case Studies

Press Releases / Blog Posts

ATMIA Member Videos

Global Sponsor - NCR
Global Sponsor - Euronet Worldwide
Global Sponsor - FIS
Global Sponsor - DPL
Global Sponsor - KAL
Global Sponsor - Auriga
Global Sponsor - PAI
Global Sponsor - Diebold Nixdorf
Become a Global Sponsor
Special Offer Image ATM Security Association Image Special Offer Image
Global Sponsors