RXL2020 - ATM Industry Association Showroom


We can guide you
to an ATMIA Certified Solution
as ATM deployer and ATM provider!

RXL is the ATMIA Technical Advisor for the NextGenATM program,
ATMIA approved consultant, NextGenATM Champion and giving workshops/presentations/webinars at ATMIA events around the world.


Let’s connect and meet in person at the next ATMIA event;

  • ATMIA USA - Las Vegas (February 2024)
  • ATMIA EU - London (October 2024)
  • ATMIA US - Orlando (February 2025)

or send me an email at [email protected] for more information.



International Consultant 2019
ATMIA Next-Gen Champion
ATMIA EU Board Member ATMIA EU Board Member
ATMIA Approved Consultant

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Newsroom (White Papers, Press Releases, Blog Posts, ...)

Looking forward to
Meet & Connect

How to improve your SWOT Analysis

ATMIA Newsletter

Consultant Spotlight - Marcel Ficken

Were you aware that a benefit of your membership is access to experts in all facets of the ATM and payments industries? These individuals are ATMIA approved consultants. They can support your company in resolving a variety of difficulties, problems, and challenges. Check out our featured consultant, Marcel Ficken. A full list of consultants is available on our website.

We are always looking for experts in the industry. Are you interested in being an ATMIA consultant? Complete the application today. 

ATMIA US Conference 2024

ATMIA Certified Solution

Q1 2024
ATMIA US Conference 2024

Speaker @ ATMIA US 2024 Las Vegas
Going Cardless using an ATMIA Certified Solution

ATMIA Certified SolutionLooking forward to Meet & Connect
during ATMIA US 2024 - Las Vegas.

OCT 2023

Meet & Connect @ ATMIA EU 2023 in Dublin
before or after my presentation

Next Gen Proof of Concept – Cardless

ATMIA Europe Conference 2023
Press Release

Version 3.5 final of the Next Gen Implementation Guide delivered to be approved by the ATMIA Next Gen Committee.


Read the ATMIA publication of the Next Gen Standards Guid

ATMIA US Conference 2023


Lonnie and Marcel @ the Next Gen ATMIA Booth 910

Great ‘Roundtable’ corner discussions and interactions…..

the WORKSHOP Future Proofing your ATM Channel as Next Gen ATMIA Certified Solution in a new universe of ATM opportunities

Feb 2023

in your ATM Industry Segment?

Participate in the next Tracker Top-5 update @ www.atmia.com/connections/committees/consortium-for-next-gen-atms/self-certification/progress-survey/

ATMIA US Conference 2023


Join the Next Gen ATMIA Consortium for free at;

ATMIA US Conference 2023

Meet & Connect @ ATMIA US 2023

Workshop 2: Future Proofing your ATM Channel through Next Gen ATMIA

Marcel Ficken - International Next Gen Consultant, RXL2020
Lonnie Talbert - CEO, ATMIA
Amber Howell - Director of Membership & Marketing Experience, ATMIA

Jan 2023

Number 1 ATMIA showroom (Dec 2022)

Proud we are the number 1 visited ATMIA showroom in December 2022. Thanks and keep visiting for my monthly updates.


December 2022

Happy Holidays from the Flying Next Gen Dutchman

November 2022

UPDATE - latest Next Gen ATM Journey Tracker TOP-5

Participate in the next Tracker Top-5 update @ www.atmia.com/connections/committees/consortium-for-next-gen-atms/self-certification/progress-survey/

Latest Progress of the ATM Industry future proofing with Next Gen ATMIA.

Contact me how to boost Future Proofing YOUR ATM channel!

October 2022
RXL - ATMIA - Next Gen ATMs


Download and review the latest;

Next Gen ATMIA Implementation Guide & Blueprint 2022, version 3.5 public draft

Implementation Guide 2022, version 3.5 for Next Gen Architecture

October 2022 Europe 2022: ATM & Payments Innovation Summit

The last stop of the Next-Gen ATMIA 2022 WORLD-TOUR in Europe-Berlin.

FUTURE PROOFING the ATM Channel as Next Gen ATMIA Certified Solution

the Next Gen ATMIA Consortium as Next Gen ATMIA Certified Solutions at booth 11 in the exhibit hall.

Great invite only orrientation meeting and discussions in Berlin about
the Next Gen ATMIA Implementation model for the German and EU Market.

In which role (deployer, service provider or software provider)
do you want to join?
Contact me if you are interested to join too.

Cash Cycle Academy co-presenter of ATMIA CEO Lonnie Talbert on
Future Proofing the CASH Cycle & Self-Service Channel
through Next Gen ATMIA

Discussed Future Proofing the Cash Cycle domains/API’s.

September 2022

The Future of Cash 2022 event in Madrid were great, speakers with different perspectives and roundtable discussions. Liked to be part of it as Next Gen ATMIA speaker and roundtable facilitator. Next year in my 2nd home town Istanbul.

August 2022
RXL - ATMIA - Next Gen ATMs

Next Gen Security Committee confirmed that the Intelligent Bank Note System (IBNS) will be part of the Next Gen ATM Security.

The Next-Gen ATMIA 2022 WORLD-TOUR SCHEDULE update (next stop in Europe – Madrid / Berlin)

July 2022 – ATMIA ASIA – Singapore
Singapore Next Gen Photo

Feb 2022 - ATMIA US – Orlando
Marcel Ficken - Mike Lee

ATMIA ASIA 2022 – Singapore Vote Results during my presentation about
How to Future Proofing your ATM Channel products & services
through Next Gen ATMIA?

July 2022

Next Gen ATMIA Annual
Review 2022

Next Gen ATMIA Annual Blueprint Review 2022 discussed the following topics;

  1. ATM Monitoring Agent mixed color orange/grey will represent this better, since the monitoring agent can be from an MVS provider too.
  2. Physical Cash Cycle extension to the Next Gen ATM Blueprint
  3. Security addition IBNS (Intelligent Banknote Neutralisation Systems)
  4. Functionality and API versions are backwards & forward compatible

May 2022

Speaker @ ATMIA Webinar Next Gen ATM opportunities for India.

Watch the webinar recording; https://youtu.be/Dh4LPZiPOZk

Next Gen ATM Implementation Guide 2021 version 3.0 FINAL approved by the Next Gen ATM Functional-Technical-Certification Combi-WorkGroup and STD/Tech/Gov Committee.

To be downloaded here from the ATMIA Next Gen ATM Portal


The live audience during this webinar voted;

March 2022



Speaker Crypto Currency & Next Gen ATM’s Webinar

How crypto currency providers and deployers can benefit from Next Gen ATM Blueprint Architecture, Implementation Guide,
Crypto ATM Apps and Next Gen ATMIA Certification.

Watch the webinar recording at https://youtu.be/s2ybeezICjs



Marcel Ficken of RXL2020 received two ATMIA Awards

Next Gen Thought Leadership
International Consultant of the Year

Awards - Next Gen Thought Leadership & International Consultant of the Year

Proud to receive two ATMIA Awards during ATMIA US 2022 in Orlando from the ATMIA founder Tom Harper and ATMIA CEO Mike Lee.

Celebrating 25 years ATMIA during ATMIA US 2022 Orlando
at our Next Gen ATM Booth 612 with Mike Lee.

Next Gen ATM
(Feb 2022)

Benchmark your company for your industry segment and benchmark it against the other ATM industry segments, using the latest Next Gen ATM Journey Tracker Top-5.

Next Gen ATM Journey Speaker @ ATMIA US 2022.
Join the workshop 4 and visit the Next Gen ATM booth 612.

Marcel is looking forward meeting you to talk and support
your Next Gen ATM Journey during ATMIA US 2022 in Orlando.

Our Next Gen ATM Journey GUIDE whitepaper is ATMIA’s Top-1 best downloaded whitepaper of 2021.

Download for free @ ATMIA whitepaper portal


November 15, 2021

Join the ATMIA Next-Gen Race to the TOP webinar! Register to attend

I will talk about the following Next-Gen use cases:

Next-Gen Implementation Guide 2021,
version 3.0 draft

The Next-Gen ATM Functional-Technical-Certification Combi-Working Group latest Next-Gen ATM Implementation Guide 2021, version 3.0 draft is available.

After review and expected approval of the Next-Gen STD/TECH/GOV Committee in December it will go for public review of three months till Q1 2022.

See the Next-Gen ATM portal page:

Next-Gen ATMIA
Tracker TOP-5

(Oct 2021)

Latest Next-Gen Journey Tracker in the Race to the Top.

Participate in the tracker too at:


APPLY for your Next-Gen ATMIA Certification badge

ATMIA White Paper Download the Next-Gen ATM Journey Guide and participate in the Next-Gen ATM Journey Tracker

ATMIA Webinar
Sept 2021

Speaker @ ATM Developments in India ATMIA Webinar


Launch of Next Gen ATM System Inaugurates Global Race to Reinvent ATMs

Asia Pacific 2020 Virtual Event

Speaking about ATMIA Next-Gen 2020 Update

Launch of Next Gen ATM System Inaugurates Global Race to Reinvent ATMs

Press Release

Launch of Next Gen ATM System Inaugurates Global Race to Reinvent ATMs

Implementation Guide v2

Implementation Guide 2020 & Blueprint 2020 version 2.0 Public Draft


Next-Gen ATM Journey Webinar

ATMIA EU 2020 virtual event - October 20-22th 2020

Speaker: Next-Gen Journey & Update

Europe Poll Results

Certified Next-Gen ATM

Watch the August 25th, 2020 webinar "The Next-Gen ATM Journey – Becoming a Certified ATM Channel - August 25"

The Next-Gen ATM Journey – Becoming a Certified ATM Channel

EPS Banking & Business Dialogue

EPS Banking & Business Dialogue

Guest speaker about Next-Gen ATM Blueprint 2020.
Watch the interview at EPS YouTube channel. It can answer some questions you have about your Next-Gen ATM journey.

ATMIA Webinar - June 30th 2020

ATMIA Webinar - June 30th 2020

The Benefits of Next Gen ATMs

Speaking of the Next-Gen ATM Business Canvas

Best of ATMIA - May 2020

ATMIA's Best of May 2020

RXL2020 is proud to have all whitepapers in the Top-10 of May 2020, including the number #1.

Voice of ATMIA – Next-Gen ATM (Q1 2020)

Voice of ATMIA – Next-Gen ATM (Q1 2020)

This whitepaper contains ATMIA event Vote Results around the globe in a high-light global overview chapter and detailed USA - Europe – Asia regional chapters.
A must read in your journey towards Next-Gen ATM.

First Next-Gen ATM Proof of Concept Results

Get informed about the first Next-Gen ATM PoC overview (RXL2020) and the Next-Gen ATM PoC use cases from Contactless (NCR), Security (BVK) and API testing (Cashware).

ATMIA International Consultant of the Year 2019 Award @ ATMIA US 2020 – Houston received by Marcel Ficken of RXL2020.


Next-Gen ATMIA Self-Certification

Pre-register now if you want to be one of the first companies who can start the Next-Gen ATMIA Self-Certification Process in 2020 once it goes live later this year to certify your Next Gen products and services.

Using the ATMIA US 2020 event app or ATMIA Next-Gen portal

US 2020 conference banner logo


Speaker @ Workshop 3: HOUSTON, we have a solution…..Next-Gen ATM

Latest update about Next-Gen ATM Blueprint, Implementation Guide, Certification…

Results of the first Next-Gen ATMIA Proof of Concept project.

Europe 2019 conference banner logo

The Voice of ATMIA Asia 2019

All Roads Lead to Next-Gen ATMIA

Europe 2019 conference banner logo

ATMIA-EU 2019 Rome - "All Roads Lead to Next-Gen-ATMIA"

Get inspired by the Dutch FI/Deployer ATM pooling journey of Geldmaat,
Processor Evry and the Hypervisor provider Wind River and the latest
Next-Gen ATM Blueprint 2019 and Quickscan examples towards Next-Gen ATM.
All Roads Lead to Next-Gen ATMIA

ATMIA Global Webinar
August 2019
UNSTOPPABLE; The NextGen ATM Wave of Innovation

Next-Gen ATM Blueprint 2019, Implementation Guide, Quickscan Model
Quickscan Model image
ATMIA EU Newsletter
August 2019
New European Board Membership RXL2020
Next-Gen-ATM BLUEPRINT 2019, version 1.5 Public Draft
NextGenATMIA Blueprint 2019, version 1.5 - public draft (June 2019)

It takes only 3 minutes to get up to speed, to understand the architecture basics of the Next Gen ATM Blueprint 2019.

ATMIA Global Webinar
April 2019
The Business Case for NextGen ATMs

Next-Gen Bundling cases presentation
White Paper
Voice of ATMIA US 2019
Voice of ATMIA-US 2019 Orlando
US 2019 conference banner logo ATMIA-US 2019 Conference (Orlando)
Workshop “Building a Strategy that includes NextGen” presentation
Implementation Guide
NextGenATMIA Implementation Guide version 0.4 (Q1 2019)
White Paper
Voice of ATMIA EU 2018
VOICE of ATMIA-EU 2018 Madrid
(No. 1 Whitepaper Download ATMIA December 2018)
Europe 2018 conference banner logo ATMIA-EU 2018 Conference (Madrid)
Workshop “Technology to Innovate” presentation
US 2018 conference banner logo ATMIA-US 2018 Conference (Las Vegas)
Workshop “Leverage Technology for UX-Innovation” presentation
US 2017 conference banner logo ATMIA-US 2017 Conference (Orlando)
Workshop “Alternative O/S and W10” presentation
Next-Gen-ATMIA QUICKSCAN Model (Workshop / Report)

Do you want to become Next-Gen-ATMIA ready ?

We developed a Next-Gen-ATM Quickscan Model, which will deliver you a Next-Gen-ATMIA Report to guide your company towards Next-Gen-ATM.

This report will guide you, your company and customer proposition towards NextGen ATM. Where to leverage on NextGenATM benefits and where to differentiate, provide direction to all ATM channel projects on your company roadmap to become efficient and effective NextGen ATM through bundling cases, including the financial business case.

QUICKSCAN Model image

① INPUT Next-Gen ATMIA documents

② Your company Next-Gen ATM channel; Target Operating Model

③ Your company Next-Gen ATM channel; Target Blueprint

④ Your company Next-Gen ATM channel; (Roadmap) Bundling Projects

⑤ Your company Next-Gen ATM channel; Business Case Bundling projects

⑥ OUTPUT Next-Gen ATMIA Quickscan Report (incl. step 1-5 results)

Send an email or give us a call how we can support your Next-Gen ATMIA Quickscan journey.


Check our presentations during ATMIA events in the USA and Europe or during global webinars.

Events 2017 2018 2019
ATMIA US US Conference 2017 bannerAlternative O/S and W10 US Conference 2018 bannerLeverage Technolody for UX-Innovation US Conference 2019 bannerBuilding a Strategy that includes NextGen
ATMIA EU   Europe Conference 2018 bannerTechnology to Innovate Europe Conference 2019 bannerAll Roads Leads to NextGenATMIA
ATMIA Global Webinar    


ATM Consulting & Training Services

ATMIA approved consultants are experts in all areas of the ATM and payments arenas. They are available to assist your business in addressing a wide range of issues, problems and challenges.

Contact our RXL2020 ATMIA Approved Consultant
Marcel Ficken to solve your issues, problems and challenges
especially around Next-Gen ATM.


ATMIA Consulting & Training

ATMIA Approved Consultant
Marcel Ficken MBA
+31 610 687 605
[email protected]

Reference Documents Next Gen ATM



Voice of ATMIA

The VOICE of ATMIA were introduced during the ATMIA Europe event in 2018 and used in the USA and Europe workshops. It represents the voting results of the ATMIA workshop audience about different trends and topics.

ATMIA-EU 2019 Rome

Published after “All Roads Lead to Next-Gen ATMIA” workshop in Q4 2019.

ATMIA-US 2019 Orlando

This whitepaper will provide you the highlights of my presentation during my workshop 5: The Next Big O/S Migration, Building a strategy that includes Next-Gen ATMs, including the vote results of the ATMIA US 2019 Orlando workshop audience.

ATMIA-EU 2018 Madrid (No. 1 Whitepaper Download ATMIA December 2018)

During my workshop presentation “Technology to Innovate using NextGenATM”,
we collected the Voice of ATMIA-Europe 2018 Madrid through the voting results of our audience.

If you are interested in the ATMIA Europe Madrid voting audience;

  1. background and topics of their interest,
  2. their view and progress of Windows 10 (O/S)
  3. how they think about NextGen ATM
  4. technology trends like Contactless, NFC, Biometrics, PSD2

you should download this report.

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