CashFlows is an experienced provider of ATM BIN sponsorship both within the UK and throughout Europe.  We have established relationships with many of the largest independent ATM deployers (IADs) and in addition work with some of the major processors that support the ATM network/infrastructure. CashFlows currently provide services to over 50% of the UK's 66,000 ATMs and this figure grows year on year. CashFlows is a principal member of Visa Inc., Mastercard, Discover, China Union Pay International and JCB. CashFlows Europe Limited is regulated by the FCA as an electronic money institution, and authorised under the Electronic Money Regulations 2011 for the issuing of electronic money and the provision of payment services to 32 countries across Europe.

To find out more about CashFlows and what we can do for your business visit: or contact our ATM expert Scott at [email protected]

CPC1 | Capital Park | Cambridge | CB21 5XE

1 Fore Street | London | EC2Y 9DT

New York
The Seagram Building | 375 Park Avenue
Suite 2607 | New York City | NY 10152 | USA

Scott Lucas – ATM Sales
Mobile – 07500 967338
[email protected]

Office - +44 (0)1223 550920
[email protected]

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Products & Services

ATM Sponsorship

As Principal members of all the major card schemes, CashFlows can provide sponsorship to ATM estates that don’t wish to endure the expense of obtaining scheme memberships by offering a unique settlement route for ATM transactions. With sponsorship by CashFlows, providers can increase their card acceptance at their ATMs by opening up their scope to cardholders of all Visa, Mastercard, Discover, CUPI and JCB issued cards, including foreign travellers, and gives you the guarantee of knowing the funds due to your business will be settled quickly and efficiently without delay. CashFlows ATM Sponsorship solution offers:

  • Dynamic Currency Conversion (DCC) – CashFlows DCC allows ATM estates to offer local currency cash withdrawals to foreign card owners.
  • Multi-currency settlement – With multi-currency settlement we can pay-out in any of our 14 major currencies
  • Detailed scheme reporting – Our comprehensive and transparent reporting includes complete scheme fee breakdowns as well as exchange rates
  • Dedicated relationship managers – Our expert team will give you all the help you need to get your ATMS sponsored by CashFlows

We have a proven track record of setting up new programmes quickly and liaise the schemes throughout the process to ensure a smooth setup. CashFlows is also currently the only company in the UK offering sponsorship of Discover & CUPI – providing your ATMS with an edge that few can offer.

To find out more about CashFlows and what we can do for your business visit: or contact our ATM expert Scott at [email protected].

Merchant Services

At its core CashFlows offers comprehensive merchant services to companies across the UK & Europe from a range of sectors, allowing debit and credit card acceptance online, over the phone or by mail order via our merchant account and virtual terminal solutions.

CashFlows prides itself on its differentiated approach within the payments industry. We take the time to understand businesses and tailor our services accordingly.  We boast quick on-boarding, competitive pricing and a UK based support team ready to help you every step of the way.

To find out more about CashFlows and what we can do for your business visit: or contact us at [email protected]

Acquiring & Issuing BIN Sponsorship

CashFlows offers BIN sponsorship to processors and prepaid card programme managers wanting to process debit and credit card transactions or quickly and securely issue prepaid card without the hassle or cost of attaining the required scheme credentials themselves. 

Our implementation processes ensure fast set-up and provides the guidance and support you require to manage your own business the way you want.

To find out more about CashFlows and what we can do for your business visit: or contact us at [email protected]

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